Four compliance mandates.
One dashboard.
No fines.
Fineproof handles MTD tax filing, PRS Database registration, AML tenant checks, and EPC tracking in one place — so you can focus on managing your properties, not chasing paperwork.
14-day free trial · No credit card to explore
What's at stake
Four government mandates are landing between now and 2030. Miss one and you're liable.
Making Tax Digital
HMRC quarterly filing obligation
Every landlord earning over £50,000 in property income must file quarterly digital returns. HMRC operates on a points system — once you hit the threshold, it's £200 per missed return, automatically.
PRS Database
Mandatory registration · Late 2026
Every rented property in England must be registered. Fines range from £5,000 to £30,000 per property.
AML Checks
Anti-money laundering regulations require you to verify tenant identity for every new tenancy.
Non-compliance carries penalties up to 7 years imprisonment.
Money Laundering Regulations 2017, as amended
EPC Tracking
Minimum rating of C required · October 2030
Properties below EPC C cannot legally be let after the deadline. You need visibility over every rating — and a plan to upgrade.
How it works
Three steps. Fully compliant.
No onboarding calls. No complicated setup. Just connect and go.
Connect
Link your bank account via Open Banking. We auto-import transactions.
Organise
Income and expenses are categorised. Certificates are stored securely.
Submit
File your MTD returns, register properties, and run AML checks — all from one screen.
Features
Everything you need. Nothing you don't.
Four modules. One subscription. Complete peace of mind.
Quarterly returns filed in under 30 seconds.
- Auto-import bank transactions via Open Banking
- Smart categorisation of income and expenses
- Submit quarterly updates to HMRC in a single click
- Real-time tax estimate visible throughout the year
- Section 24 mortgage interest relief calculator built in
"Cut my quarterly filing from 2 hours to 30 seconds." — James H., Nottingham
MTD Tax dashboard
Product preview coming soon
Database registration sorted before the deadline.
- Pre-fill property details from your existing portfolio
- Store Gas Safety, EICR, and EPC certificates centrally
- Automated renewal reminders before certificates expire
- One-click submission when the portal opens
- Certificate vault accessible from any device
"Finally, all my certificates in one place." — Claire D., Manchester
PRS Portal dashboard
Product preview coming soon
Tenant verification completed properly, every time.
- Digital identity verification for new tenants
- Right-to-rent checks built into the workflow
- Audit trail stored securely for 5+ years
- Bulk verification for portfolio landlords
- Compliant with the Money Laundering Regulations 2017
"Runs a full check in under 2 minutes." — Paul K., London
AML Checks dashboard
Product preview coming soon
Every rating monitored across your portfolio.
- Track current EPC ratings for every property
- Renewal date reminders before certificates expire
- Improvement recommendations to reach EPC C
- Cost estimates for upgrades (insulation, boiler, glazing)
- Portfolio-wide compliance overview at a glance
"I can see exactly which properties need upgrading." — Sarah M., Bristol
EPC Tracker dashboard
Product preview coming soon
Comparison
How Fineproof compares
Others handle one mandate. We handle all four.
| Feature | Xero | Hammock | Landlord Vision | Fineproof |
|---|---|---|---|---|
| MTD Filing | ||||
| Bank Feeds | ||||
| PRS Database | ||||
| AML Checks | ||||
| EPC Tracking | ||||
| Certificate Vault | ||||
| Section 24 Calculator |
“I was using three different spreadsheets and Xero to stay on top of things. Fineproof genuinely replaces all of it.”
— Sarah M., portfolio landlord, Bristol (12 properties)
Pricing
Simple, transparent pricing
No hidden fees. No lock-in. Cancel anytime.
Portfolio
For serious landlords with a growing portfolio
ex. VAT
- Up to 10 properties
- MTD quarterly filing
- Compliance tracking
- Certificate vault
- EPC monitoring
- Email support
14-day free trial · Cancel anytime
Premium
For portfolio landlords and small syndicates
ex. VAT
- Up to 40 properties
- Everything in Portfolio
- AML tenant checks (40/mo)
- Bank feed import
- Section 24 calculator
- Priority support
14-day free trial · Cancel anytime
Agency
For letting agents and large portfolios
ex. VAT
- Up to 150 properties
- Everything in Premium
- Bulk AML verification
- Team access & roles
- White-label compliance reports
- Dedicated onboarding
14-day free trial · Cancel anytime
An accountant typically charges £300–£1,200/year for MTD filing alone. Fineproof covers four mandates from £468/year.
“Pays for itself in the first quarter.” — Paul K., London (8 properties)
Save 17% with annual billing. 14-day money-back guarantee.
FAQ
Frequently asked questions
Straight answers to common questions.
We're in the HMRC recognition process for Making Tax Digital. Your data is MTD-ready from day one, so you'll be fully prepared when your filing window opens.
Absolutely. Our Single tier at £15/month is designed specifically for landlords with a single buy-to-let. You still get MTD filing, PRS registration, and EPC tracking — everything you need to stay compliant.
Correct — the private rented sector database launches in late 2026. We're building the registration tools now so you can gather all required data and submit on day one. Your certificate vault is already live today.
Bank-grade 256-bit encryption. Hosted in UK data centres. Fully UK GDPR compliant. We never sell your data. Your financial information is treated with the same care you'd expect from your high-street bank.
Yes. Import your existing data in minutes. We'll help you migrate free of charge — just drop us an email and we'll walk you through it.
Email support is included on all plans. We respond within 4 hours on business days. Portfolio and Agent tier customers also get priority support and onboarding assistance.
MTD goes live 6 April 2026
Get compliant before the deadline.
Join landlords across the UK who are sorting their compliance now — not scrambling later.
14-day free trial. Credit card required. Cancel anytime.
Save 17% with annual billing · We never share your data